About us

Building businesses for the next generation

NextWave works with the world’s leading financial services companies to accelerate their strategies, leverage their data and automate their businesses through applying industry expertise and technology together to drive growth, efficiency and value. 

We strive for every project to create inspirational results for our clients and for their customers.

Our Vision is to be the leading digital acceleration consultancy in financial services.

Our team has a unique blend of top-tier industry, consultancy, enterprise delivery and commercial experience at some of the world’s largest banks, asset, investor & wealth managers, insurers, growth companies and fintechs.

We are experienced consultants, technologists and engineers who have grown up with the financial services industry from the pre-internet era into the digital, data-driven revolution. We help financial service business leaders find the most effective path to accelerate the growth, pace of change and efficiency of their firms.


Our Capabilities 

Delivery Firepower

Senior experts (ex CIO, CDO, MD level) with real-world experience for diagnostic, problem solving & complex programme engagements

Innovation And Solutions

Applying the latest methods and technology to accelerate the delivery of business solutions to our clients most pressing problems

FinTech Re-Engineering

New and niche Financial Services engineering and SI delivery at pace (Data / Digital / Cyber)

Financial Services Transformation

Agile Programme and Project Management; with a focus on applying new techniques and approaches to add immediate business value

Ways Of Working

Agile and distributed working, driving cultural change and coaching for performance and resilience at individual and team level

We are all about delivery – for our clients, our partners and our people.


Our global values


Each of our local offices also has a set of team values aligned to the local market and culture.


Enthusiasm and excitement for your work is the difference between getting things done, and getting them well done. We are as excited about Mondays as we are Fridays. 



We believe in constant learning, growth and goal setting. It's important to celebrate your achievements and then focus on all the new, exciting plans ahead. 



Our team excels at problem solving, creative thinking, and networking. We are always driven towards improving ourselves and our work through learning. 



As natural innovators, we recognise areas for improvement and use logic, reason and creativity to come up with ways to improve them or develop new ideas.



We care deeply for our team's happiness and wellbeing, believing that enjoyment at work helps foster creativity. We host frequent, fun events that cater to all and provide a mental helpline for our staff.



We are reliable, dependable and consistently practice open and honest communication with our clients, our staff and our partners. We believe in complete transparency. 



Teamwork means building positive relationships. We combine everyone's unique skillset to build a digital acceleration community that drives innovation.

Our leadership team

Tony Clark
Tony Clark
CEO, NextWave UK

Tony is the founder and CEO of NextWave Consulting and has 30 years of big-firm consultancy, startup, and enterprise experience across business, digital and technology, working with some of the world’s leading banks and financial institutions.

Tony has worked at Accenture, m.a.partners, and was a founding team member at Crossbridge. More recently, as Synechron MD and Head of the UK business, Tony ran the UK Consulting, Digital and Technology practices, growing the UK regional business from 60 heads in London in 2015 to $70m revenue and 950 heads across UK and India today.

Tony is a passionate advocate and industry speaker on all things digital and has a strong industry network. He is a board advisor to two London fintechs and a mentor to aspiring professionals at Generation Success events. 

At NextWave, Tony manages the overall operations and sets the company's strategic direction.

David Aston
David Aston
CEO, NextWave-Infinium NL

David has 30+ years experience in Financial Markets, is one of the Founders of the NextWave Group and is the CEO and Founder of NextWave-Infinium, our Dutch based business that services our EU based clients.Based in Amsterdam since 2004, he has an in-depth knowledge of The Netherlands and the European Finance sector. He is responsible for the NextWave business in Europe.

David has an extensive track record of successfully delivering highly complex, high-profile transformation programs for tier-1 banks. Combining his passion for Finance with a strong entrepreneurial drive, David has also played leading roles in helping to launch, build and scale niche consultancies, growing businesses to in excess of 150 FTE, across multiple locations. An active mentor, supporting numerous tech start-ups, David speaks English, French and Italian.

Iain Ivey
Iain Ivey
Founder, NextWave UK

Iain is a founding partner of NextWave and has 30 years of Financial Services experience in business change, technology delivery, data and architecture across Finance, Risk, Operations and Front Office. Iain has held senior roles in Technology and Global Markets Operations at HSBC for 11 years. Prior to that, Iain was a Partner at Detica and m.a.partners (a niche Financial Markets consultancy.

Iain has spent his career in consulting and industry in both technology and business change. He has had technology roles across multiple functions and is a specialist in shaping and managing strategic large-scale programmes.

Iain is skilled in simplifying complex scenarios, managing conflicts and interests in order to enable delivery. At NextWave, he is both a co-founder and co-leads the Data practice while also helping Tony and Charles manage the business direction. 

Charles Rustin
Charles Rustin
CGO, NextWave UK

Charles is Founding Commercial Partner & Chief Growth Officer at NextWave. He is responsible for developing key client and partner relationships while guiding the strategic growth and people agenda of the business. Charles has 20+ years’ consultancy experience in financial services across Banking, Asset & Wealth Management and Insurance supporting clients with business, technology and regulatory transformation.

Charles was previously Co-owner of S&H Consulting where  he guided strategic growth and was responsible for day-to-day management of the business. Charles is a trusted advisor to C-Suite & Senior Leadership, helping them build future facing businesses. He is passionate about shaping high-performing teams and mentoring new talent. Prior to his career in Financial Services, Charles wrote an award-winning PhD in International Relations.

At NextWave, Charles leads the Transformation practice and collaborates, measures and provides support for growth initiatives by staying ahead of client needs.

Phil Kent (UK)
Phil Kent
Partner, NextWave UK

Phil has 20 years+ of Financial Services experience, delivering business transformation and process excellence across leading European banks including HSBC, Credit Suisse and Santander. Phil most recently led the transformation portfolio for the global business CFO’s at HSBC including Product Control. Prior to this, at Credit Suisse Phil held leadership roles including Derivatives IT, Trade Management IT and European CIO for the Investment Bank.

Phil has spent his career hands-on across the front and back office with roles covering Eommerce, Trading Risk & Pricing, Credit & Market Risk, Finance, Product Control, Reference Data and High-Performance Compute.

At NextWave, Phil leads the Digital & Automation practice, managing a large team of consultants across their work with clients, primarily using Appian and Alteryx to automate manual processes.

Sabrina Coenradi (NL)
Sabrina Coenradi
Partner, NextWave-Infinium NL

Sabrina Coenradi has been working as a consultant in financial services since 2006 (mostly in change and implementation management related roles), building (resilient) (change) organisations. She pays attention to the details that equip an organisation for success: effective processes, tools, procedures, training and communication, and remains considerate of the maturity level of an organisation and its change appetite. She has been involved in the delivery of large-scale regulatory change programs (IFRS9, ILAAP, PSD2), as well as, having experience in corporate takeovers and mergers. As a partner at NextWave Infinium, she focuses on transformation-related topics in the field of KYC, employee wellbeing, and engagement. With her passion for employee wellbeing and engagement, she has developed an app together with Appian. This platform helps to support personal growth and development, provides tools to help maintain a positive work-life balance, and encourages and supports management to be more aware and considerate of the well-being of their workforce. In her free time Sabrina enjoys spending time with friends and family, travelling, being outside in nature whenever possible (even for her boxing lessons), and navigating through the canals of Amsterdam. Sabrina speaks Dutch and English.

Stuart Duncan (UK)
Stuart Duncan
Partner, NextWave UK

Stuart has 25 years of experience in top-tier global banks including Barclays and Credit Suisse and has successfully led global change programmes and portfolios with annual budgets of £100 – £200m.  At Barclays, he held MD level change management roles in Risk, Finance and Technology including Head of Risk and Finance Strategic Change and Head of Finance Change. Stuart is recognised for being highly organised, execution-focused and data-driven and has delivered on multi-jurisdiction global change programmes across Regulation, Risk & Finance.

At NextWave, Stuart leads the Strategy practice, helping financial services organisations achieve large scale change.

Yann-Pablo Terreyre (NL)
Yann-Pablo Terreyre
Partner, NextWave-Infinium NL

Yann-Pablo has over 16 years’ experience in the Banking sector. During his career, his responsibilities have included developing detailed plans, designing and documenting processes, designing performance metrics and target operating models all with a primary focus on regulatory change. His expertise in banking and technology knowledge means he is able to act as the bridge between business and technology teams, operating on both a local and Global level, ensuring stakeholders come together to achieve a successful delivery outcome. He has held positions and conducted engagements with clients such as ING, Rabobank, HSBC, Barclays and JP Morgan.

Kirstie Galloway
Partner, NextWave UK

Kirstie has 30 years financial services experience in business change, technology delivery and transformation within top-tier Investment Banking and Asset Management Institutions including Goldman Sachs, JP Morgan and HSBC. Kirstie was the CIO of HSBC Asset Management for over 3 years and has also held a variety of senior Global Head of IT roles on the sell-side at HSBC, including global responsibility for KYC/client onboarding, compliance, financial crime, data, global market sales and research and operational utilities. Kirstie is a creative, forward-thinking, and results-driven transformation agent who possesses deep commercial experience.

At NextWave, Kirstie focuses on the leadership and management of global technology portfolios and functions.

Toby Smith-Cullen (NL)
Toby Smith-Cullen
Partner, NextWave-Infinium NL

Toby joins our partner group and brings with him about 20 years of experience in transformation and innovation in the financial industry. Toby grew up in Leiden, in the Netherlands and has Dutch and British nationality. Toby joins us from ING where he worked as their Fintech partnership lead, connecting the various business to high impact Fintechs. Prior to that he helped build the ING transformation office. Before joining ING in 2006, Toby worked in London and Hong Kong delivering change at several banks. He began his career at Accenture after completing his Master of Science at Delft University of Technology. Toby is an enthusiastic triathlete and has completed a number of Ironman 70.3 races.

Phil Sturmer (UK)
Phil Sturmer
Partner, NextWave UK

Phil has worked for both buy and sell side institutions, as well consulting firms Synechron, m.a.Partners and Crossbridge, and has a broad experience across capital markets functions and process with firms including LGIM, Morgan Stanley, HSBC, RBS, Investec. Phil has successfully established and grown digital ecosystem partnerships and understands how new technology and techniques can combine to bring about innovative change, working closely with business, technology, data, experience design and research leaders. The green agenda is a more recent interest where Phil is active in learning about ESG and Sustainable Finance development and innovation, and follows the major global industry groups, leaders, regulators, and the development of regulation and taxonomies. 

At NextWave, Phil co-leads the Data practice alongside Iain, helping clients drive growth through insight and trusted data-informed decisions. He manages a team of consultants who primarily use Quantexa to implement contextual decision intelligence solutions across multi-domains and use cases. 

Erik Rowbotham (NL)
Erik Rowbotham
Partner, NextWave-Infinium NL

Erik is a change delivery leader, advisor and program manager in the financial services and consulting industries. His experience spans product, program, and project delivery, this includes internal (up to C-level) and third-party (vendor/supplier) engagement. This experience is academically complemented by an accounting and business background. His previous clients include Royal Bank of Scotland (RBS), Direct Line Group (DLG) Insurance, HSBC, London Stock Exchange Group (LSEG) and Rabobank. Some of his skills include senior stakeholder management (internal and external), strategic thinking, technology implementation, multi-disciplinary team management, transaction reporting issue management, transparent and empathetic working style, pragmatic, and can ‘read between the lines’ in political environments. He is a British national, based in the Netherlands, who has worked internationally, with many different nationalities and cultures.

At NextWave Infinium, Erik is the Regulation & Compliance Practice Lead. This has involved working with, and communicating to, senior stakeholders (managing board members, steering committees, tribes/areas etc.), building teams, and solving problems. Currently, he  mentors individuals, stakeholders and multi-functional teams, whilst empathetically introducing change, governance and structure via traditional, agile and bespoke methodologies.

Alliance partners

A carefully selected group of technology and specialist transformation focused partners

How we work

Get started by answering 12 questions to understand how much potential you have to leverage technology and accelerate business value.

We offer a free follow-up workshop discussion with one of our industry leaders to understand better your goals and the available options to accelerate your business.

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NextWave One4One social enterprise programme

We celebrate an open-minded and diverse culture. Looking to have fun and add value every step of the way, our culture is one of innovation and energy. 

Some of the most powerful initiatives we have been involved in have been those that have created opportunities for the next generation.

Our One4One Programme aims to help diverse young adults on their first step in a professional career though the chance to complete a unique paid internship and learning programme.

Each year, we create a One4one position in tandem with each client that we take on.  

20 young people have benefited from NextWave One4one to-date with 10 more participants scheduled for Summer 2023.


NextWave careers

NextWave is a dynamic, high performing team with offices in the UK and mainland Europe.  Join us and help drive the next generation of change. 



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